Running the business8 min readUpdated August 2026

How to invoice a brand for UGC work

Late payment is much more often an administrative failure than a refusal. An invoice arrives missing a purchase-order number, or from a personal address with no invoice number, or with no due date — and it sits in someone's inbox as correspondence rather than entering the payment run as a payable.

Almost everything that gets a UGC invoice paid on time is mechanical. Get the fields right and send it to the right place, and most of the chasing disappears.

What has to be on it

Nothing here is optional in practice. Each missing field is a reason for someone in accounts payable to set your invoice aside rather than process it.

  • Your detailsLegal or trading name, address, and any business or tax registration number that applies where you are. A personal name with no address reads as informal and gets treated that way.
  • Their billing entityThe registered company name, not the brand name, plus the billing address and the accounts payable email if you have it. These differ more often than you would expect.
  • A unique sequential invoice numberGap-free, never reused. Finance reconciles by number, and a duplicate is a legitimate reason to reject and re-queue you.
  • Issue date and due dateBoth. An invoice with no due date cannot be late, which removes any basis for chasing it.
  • Payment terms in words'Net 30' or 'Payable within 14 days'. State it rather than implying it from the due date.
  • Itemised linesProduction and licence separately — see below. Include quantity, unit price, and line total.
  • Total, with tax handled correctlyWhatever your jurisdiction requires. If you charge sales tax or VAT, show it as its own line.
  • How to payA payment link if possible, and bank details as a fallback. Every step you remove shortens the delay.
  • Their purchase-order referenceIf they gave you one, put it near the top. Its absence is one of the most common reasons an invoice stalls at a larger company.

Itemise the licence separately

This is the UGC-specific part and it is worth doing even when the brand has not asked. Splitting the invoice into a production line and a usage-rights line makes explicit that the fee covers a defined licence — which is what turns a later extension into a priced change rather than a debate about what was already included.

It also has a quiet commercial effect. A brand that can see the licence costs money treats renewal as a purchase rather than as continuing something they already own, and renewals are the highest-margin income available to you.

  • ProductionContent production: 3 x short-form video, includes 1 revision round.
  • LicenceUsage licence: paid social, 90 days from first publication, US and Canada.
  • Add-onsRush turnaround, raw footage, or additional aspect ratios as their own lines, so nothing looks like it was free.

Where to send it

To the accounts payable address if one exists, with your day-to-day contact copied in. Sending only to the marketing manager means your invoice depends on them remembering to forward it, and forwarding an invoice is not their job.

Attach it as a PDF rather than pasting it into the email body — finance systems and approval workflows expect a document. Name the file so a stranger can identify it, something like your-name-invoice-0042-brandname.pdf. Put the invoice number and the amount in the subject line.

Ask one question before you deliver

'Who should I send the invoice to, and do you need a PO number?' Asked before delivery, it costs one line in an email you were sending anyway. Asked after the invoice is already late, it is the reason it was late.

Deposits and payment timing

For a new client, or any deal large enough that non-payment would genuinely hurt, ask for a deposit of a third to a half before you shoot. It is standard in production work and rarely refused. Beyond cash flow, it filters out brands that were never going to pay, which is the more valuable effect.

Invoice on delivery rather than on approval, unless the contract says otherwise. Tying the invoice to approval hands the brand an open-ended lever over when your payment clock starts, and approval can sit unattended for weeks with no bad intent at all.

Chasing without damage

Escalate in stages, and keep every stage factual rather than apologetic or aggressive. The first message should assume an administrative cause, because that is usually true.

  • Day 1 past dueA short note with the invoice reattached: 'Invoice 0042 was due yesterday — reattaching in case it needs a PO or a different recipient.' Assume a process problem.
  • Day 7Reply in the same thread, copy accounts payable if you have not already, and ask directly when it is scheduled for payment. A specific date is what you want.
  • Day 14A firmer note restating the agreed terms and naming your position on late payment if your contract has one.
  • Day 30A formal demand referencing the agreement, and a pause on any further work for that client until it is settled. Continuing to deliver into an unpaid balance is how a small problem compounds.

Retainers

Invoice a retainer on a fixed date each month, ideally in advance, and automate it if you can. Retainers invoiced by hand are invoiced late roughly in proportion to how busy you are, and a retainer that gets billed inconsistently starts to feel optional to the client.

State on the invoice what the month covers — deliverable count and scope — so the retainer keeps a defined shape. Retainers that drift into 'whatever you need' are the ones that quietly become unprofitable.

Frequently asked questions

How do I invoice a brand for UGC?

Send a PDF containing your legal or trading name and address, the brand's registered billing entity, a unique sequential invoice number, the issue date and a due date with stated payment terms, itemised lines separating the production fee from the usage licence, the total with tax handled correctly for your jurisdiction, and a way to pay. Include their purchase-order number if they issued one, and send it to accounts payable with your contact copied.

What payment terms should I use for UGC work?

Net 30 is the default most brands expect and most finance systems are set up for. Net 14 is reasonable to ask for with smaller brands. Large companies frequently run net 60 as policy regardless of what your invoice says, so for a big deal the productive move is negotiating a deposit rather than arguing about terms you will not win.

Should I invoice before or after delivering the content?

For new clients or larger deals, take a deposit before shooting and invoice the balance on delivery. Invoice on delivery rather than on approval unless your contract says otherwise — tying payment to approval lets the brand control when your clock starts, and approvals stall for entirely innocent reasons.

What do I do if a brand does not pay?

Escalate in stages and stay factual. Start by assuming an administrative cause and reattaching the invoice, then copy accounts payable and ask for a scheduled payment date, then restate the agreed terms formally. Stop delivering further work into an unpaid balance. Most late payment resolves at the first or second stage, because it genuinely was a process failure.

Do I need to charge tax on UGC invoices?

It depends entirely on your jurisdiction, your registration status, and where the client is based, and the rules for cross-border digital services are genuinely complicated. Get your specific position confirmed by a qualified adviser — this is one of the areas where guessing has real consequences, and the answer is stable once you have it.

Invoice from the deal, not from a blank page

Sequential numbering, itemised production and licence lines, your branding, payment links, and recurring invoices for retainers.

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